Mr. Ramani Ranjan Mishra, aged 56 years, is a professional banker having 31 years of experience in fields like operations, credit, HRD, general administration and recovery. Mr. Mishra is currently designated as deputy general manager, Punjab National Bank, ELCB, New Delhi. Mr. Mishra is an M.Com, CAIIB (IIB) and PGDCA (IIT Kharagpur).